Privacy Policy

Last updated: July 2026

1040 Paydays is built to help you explore payday planning, saving, and retirement ideas. We try to collect as little personal information as possible.

Information you enter into the calculator

The numbers you enter into the calculator, comparison tools, and saved projections are stored in your browser on your own device using local storage. They are not sent to us through the calculator.

Analytics and advertising

We use Google Analytics to understand how visitors use the site, such as which pages are visited and which features are used. We may also use Google AdSense to show ads. Google and its partners may use cookies or similar technologies to serve and measure ads.

You can manage advertising preferences through your browser settings and Google's ad settings. Blocking cookies may affect some site features, but the main articles and calculator should still be available.

Third-party links

The site may link to third-party websites or services. Their privacy practices are controlled by their own policies, not this one.